Product Features At-A-Glance |
Budget Savings |
Target Savings |
Christmas Saver |
Super Saver Club |
Description |
The ideal account that can be used to set aside savings or money for regular expenses, such as rates or school fees. |
Reach your savings goals faster with a higher interest rate and withdrawal restrictions, to help you from being tempted to dip into your savings. |
The perfect way to save for Christmas. Make regular deposits or set up automatic deductions. Funds are available on-call during December. |
Specially designed for children under the age of 12, this fee-free account is the perfect way to encourage good savings habits at an early age. |
Minimum requirements |
||||
Opening deposit |
No min |
No min |
No min |
No min |
Minimum withdrawal |
No min |
$500 |
No min |
No min |
Accessibility |
||||
Redicard |
Yes |
No |
No |
No |
Visa Debit Card |
No |
No |
No |
No |
Cheque book |
Yes |
No |
No |
No |
Direct debit facility |
Yes |
No |
No |
No |
B PAY |
Yes |
No |
No |
No |
Account transfers via: |
||||
|
Yes |
Yes |
Credit only |
Credit only |
|
Yes |
Yes |
Credit only |
Credit Only |
Interest |
||||
Interest calculated |
Minimum monthly balance |
Daily closing balance |
Daily closing balance |
Daily closing balance |
Interest paid |
Monthly |
Monthly |
1st December annually |
Monthly |
Minimum balance to earn interest |
$1 |
$1 |
$1 |
$1 |
Other features |
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Optional overdraft facility available |
No |
No |
No |
No |
Funds available at call |
Yes |
Yes |
Yes |
Yes |
Withdrawal restrictions |
No |
Minimum withdrawal amount $500 |
Funds available from 1st December to 31st December annually |
Two free branch withdrawals or transfers |
Quarterly statement (issued monthly if overdraft facility attached). |
Yes |
Yes |
Yes |
Yes |
There are a number of special savings accounts at Unicredit that will help you save for regular and reoccurring expenses, special events or Christmas. Unicredit also have a special savings account especially for children.
Click below for more information on the range of accounts available, or view the various account features in the table below.
Budget Savings
This is an ideal account that can be used to set aside savings or money for regular expenses, such as rates or school fees and unexpected expenses, such as car and home maintenance. Funds are available at call through ATM’s, EFTPOS, cheque books and BPAY. The account can be linked as a second savings account to your Redicard for ATM access and Bank@Post.
Target Saver
This account will help you reach your savings goal faster. A higher rate of interest is offered than the On Call Savings accounts, with the limitation of a minimum withdrawal of $500 to help you from being tempted to dip into your savings. Funds are available at call via branch access or transfers using telephone or Uniteller online banking.
Christmas Saver
This account is perfect to save for Christmas or for your summer holidays. A higher interest rate is offered to help you to reach your savings goal faster. Regular deposits are accepted and can be made by automatic deduction from your pay for easy saving.
Funds are available from 1st December to 31st December, with fees applicable to withdrawals during the restricted period – please refer to the Fees and Charges Schedule.
Super Savers Club
Specially designed for children under the age of 12, this account encourages good savings habits at an early age. The Super Savers account is operated by a parent or guardian, with funds available at call. There are no account keeping fees, however, the account is restricted to two free withdrawals per month which can be made at a Unicredit branch. Additional withdrawals attract a fee.
Ask Unicredit about –
Payroll deductions
Your pay can be automatically deposited to your Unicredit account, and split between your transactional, special savings or loan accounts. This makes budgeting easier and simplifies meeting loan repayments – plus you can save on transaction fees.
Direct Debits
Use this facility to have funds, such as payments for your car or home insurance, debited regularly from your account by another organisation. Simply contact the third party with Unicredit’s BSB number (806036) and your account number to authorise the direct debit payments.
Further product information –
Things you should know
Terms and Conditions apply. This information does not take into account your personal needs or financial circumstances and you should consider if it is appropriate for you. To decide if a product is right for you, Unicredit recommends you read our Information, Terms and Conditions brochure in conjunction with the Fees and Charges brochure and current interest rate information, which is available from this website and from the branches.
- Information - Terms & Conditions: Savings Accounts, Fixed Term Deposits and Account Access
- Fees and charges
- Interest rates
Unicredit allows 10 free debit transactions per calendar
month aggregated over all savings and equity access accounts within one membership,
including withdrawals via direct debit, member chequing, EFTPOS,
ATM, account transfer, giroPost and cash withdrawals at Unicredit branches.
