Unicredit logo

HomeContact Unicredit

ABN 90 087 651 901 :: AFSLN / ACL 244168 :: BSB 806036
The University Credit Society Ltd

Everyday Accounts

Unicredit’s award winning, everyday transactional accounts offer convenient, low-cost banking facilities for all Western Australians, with the personal service that only a small WA credit union can provide. Basic over-the-counter transactions are always free and you'll have free access to EFTPOS, Visa and internet banking - as well as the second largest free ATM network in Australia, the combined rediATM and NAB networks.

Best of the Best

Product Features

On Call Savings

Visa Access

Description

A transaction account providing low cost banking with unlimited free transactions.

A transaction account providing low cost banking with the additional benefit of a Visa Debit card - for international and internet purchases.

Minimum requirements

Opening deposit

No min

No min

Minimum withdrawal

No min

No min

Accessibility

EFTPOS & world-wide ATM cash

Yes

Yes

Visa purchases

No

Yes

Cheque book

Yes

Yes

Direct debit facility

Yes

Yes

BPAY

Yes

Yes

Account transfers via:

  • Internet banking

Yes

Yes

  • Telephone banking

Yes

Yes

Interest

Interest calculated

Minimum monthly balance

Minimum monthly balance

Interest paid

Monthly

Monthly

Minimum balance to earn interest

$1

$1

Other features

Overdraft facility available

Yes *

Yes *

Funds available at call

Yes

Yes

Withdrawal restrictions

No

No

Quarterly statement
(issued monthly if overdraft facility attached).

Yes

Yes

* Note: Approval of the overdraft credit facility is subject to the standard lending terms and conditions.

All accounts are managed on one statement and internet banking login under a 'membership' number. A monthly maintenance fee of just $2 applies to memberships with transaction accounts - but even this is automatically waived if a combined account balance of $500 is maintained for the month.

Other automatic maintenance fee waives include :

  • Under 18 years-old
  • Over 65 years-old
  • Member for 10 years or more
  • University student (for the first year of membership)


:: fees and charges


On Call Savings

Best of the Best

This savings account is ideal for everyday transactions and features a Redicard for EFTPOS and Bank@Post transactions, plus world-wide ATM access.

The account comes with free branch transactions and free access to internet banking and bill payments. Your pay or other income can be directly credited and managed across accounts. Periodical payments and direct debits can be directly debited from your account, at no cost.

 

Free Unlimited Transactions :

  • Free EFTPOS cash and purchases
  • Free Branch cash withdrawals and deposits
  • Cheque deposits (first 10 free per month)
  • Free Cheque withdrawals
  • Free Direct Debits
  • Free Bank@Post cash and cheque deposits
  • Free Internet transfers to other banks in Australia
  • Free BPay bill payments via phone or internet


PLUS: one of the largest free ATM networks in the country :
RediATM and NAB ATM
www.rediATM.com.au


Visa Access

Best of the Best

Visa Access provides all the advantages of Unicredit's low cost transaction account, with the additional benefit of world-wide Visa access and internet payments - all with no application or ongoing card fees.

Due to the low-fee structure of this account, an overdraft facility must be attached in most cases, and this is subject to the standard lending terms. The overdraft facility is free to apply for and the minimum overdraft application is only $1,000. There is no penalty if you do not use this facility, but it assists Unicredit in minimising overdrawn accounts and reduces our need to apply fees. The account draws on available funds before using the available credit facility.

:: further information on Visa Overdraft facility

Free Unlimited Transactions :

  • Free Visa purchases at merchants or over the net.
  • Free EFTPOS cash and purchases
  • Free branch cash withdrawals and deposits
  • Cheque deposits (first 10 free per month)
  • Free Cheque withdrawals
  • Free Direct Debits
  • Free Bank@Post cash and cheque deposits
  • Free Internet transfers to other banks in Australia
  • Free BPay bill payments via phone or internet


PLUS: one of the largest free ATM networks in the country : RediATM and NAB ATM
www.rediATM.com.au

PLUS: Visa Access for card payments online and over the phone, and international cash and purchases


:: Request a Savings/Transaction account be opened (for established members)

 

Join Unicredit today :

Call into any of our branches on University campuses or at 80 Broadway, Nedlands.

All Western Australian residents are eligible to join and apply for either card (just bring two types of ID with you)

Things you should know

Terms and Conditions apply. This information does not take into account your personal needs or financial circumstances and you should consider if it is appropriate for you. To decide if a product is right for you, Unicredit recommends you read our Information, Terms and Conditions brochure in conjunction with the Fees and Charges brochure and current interest rate information, which is available from this website and from the branches.

Proceed to Uniteller
MasterCard CardServices
Verified by VISA
Site Map | Disclosure Info | Contact | ©2008 Unicredit | Lost Card Hotline: 1800 224 004 | Swift Code: CUSCAU2SXXX | BSB: 806-036