Silver or Gold Card options:

The Credit Union MasterCard offers you the choice of either a Silver or Gold card, depending on your needs and subject to credit criteria #.

The Silver MasterCard is available to members with an annual income of $15,000 or higher, and offers access to great interest rates, free purchase cover, one complimentary additional cardholder, plus a range of other great features.

The Gold MasterCard is available to members with an annual income of $35,000 or higher, and offers all the great features of the Silver Card plus exclusive extra features. Gold cardholders enjoy higher credit limits, the option of BlueSky Rewards and complimentary International Travel & Accident Insurance*.

A choice of Rewards:

Both Silver and Gold cardholders are enrolled automatically in the Standard Rewards programme^, and best of all, enrolment is included in the one low annual membership fee. For every dollar you spend on the Credit Union MasterCard, you will earn one Reward point, which can be redeemed for a range of rewards including retail store vouchers, great merchandise, your annual card fee and great travel rewards through Take Flight.

Gold cardholders can choose to enrol in BlueSky Rewards, which allows you to redeem your Rewards points for Qantas Frequent Flyer points. A slightly higher annual fee applies for this Rewards option.