Silver MasterCard |
Gold MasterCard |
|
Annual Membership Fee |
$35 (including standard Rewards) |
$75 (including standard Rewards) $99 (including BlueSky Rewards) |
Additional Card Fee |
Nil |
Nil |
Balance Transfers |
 |
|
Interest Free Days |
Up to 55 days |
Up to 55 days |
Everyday Interest Rate |
19.49% p.a. |
19.49% p.a. |
Credit Limits |
$2,000 - $10,000 |
$5,000 - $25,000 |
Minimum income requirement |
$15,000 p.a. |
$35,000 p.a. |
Annual Rewards Fee |
Nil |
Nil |
Rewards Point Earn |
1 point for $1 spent |
1 point for $1 spent |
Choice of Standard or BlueSky Rewards |
Standard Rewards only |
|
Redeem Rewards points for Qantas Frequent Flyer redemption |
|
|
PayLite Plan option |
|
|
PayLite Interest rate |
13.45% p.a. |
13.45% p.a. |
Purchase Cover |
|
|
Delivery Guarantee |
|
|
Free International Travel & Accident Insurance |
|
|
ATM & EFTPOS access |
|
|
Worldwide Acceptance |
|
|
Cash Advance facility |
|
|
| PayLite Rate PA | 13.45% |
13.45% |
| Fee details | ||
Over Limit Fee |
$40 charged once per month on statement date. |
|
Cash Advances |
Local: $2.70 (or 2.70% of amount when >+$100) for each advance |
|
Over the Counter Payments at Australia Post |
$2 per payment |
|
Late Charge |
$15 is charged if the Total Payment Due is not paid on or before the Payment Due Date on your monthly statement, and every 7 days thereafter until the Total Payment Due is paid. |
|
Dishonour Fee |
$25 for any cheque or Easi-pay authority which is not honoured in full. |
|
Transaction Voucher Request Fee |
$10 for each requested sales voucher or other transaction record. |
|
Foreign Exchange Conversion fee |
3.4% of the transaction value when converted into $AUD. |
|
A summary of all the features of the Credit Union Rewards MasterCard is shown below so that you can easily compare both cards and decide which one is right for you.
Introductory Balance Transfer Rate: 4.9% 1 for the life of the balance transfered 2
Apply Now for the Credit Union MasterCard.
The above benefits are subject to Card Services Terms and Conditions. Complete Terms and Conditions are available upon application or by calling Card Services. Our credit card is offered by arrangement with Citibank Pty Ltd (ABN 88 004 325 080, AFSL 238098). Full details of terms and conditions applicable to the credit card, Rewards programme and associated benefits are available on application. Applications are subject to normal credit assessment criteria.
1 The 4.9% p.a. interest rate applies only to balances transferred with this offer.
2 Transferred balances will be repaid first. Any transactions made other than with this offer are at the Standard Credit Card rate, which is variable, subject to change and Card Services credit criteria.
