Apply by picking up an application form at your Unicredit branch
:: Link to Card Services website and MyCard Account & Reward details
The Credit Union MasterCard (MyCard) offers you a truly competitive
everyday credit card with a great Rewards program where everyday purchases will earn you 1 Reward Point for every dollar spent.
- up to 55 days interest free on retail purchases º
- Introductory Balance Transfer Rate: 3.9% ^ for the first 6 months of balance transfer
- $5,000 - $25,000 credit limit
Rewards
Reward MasterCard cardholders can earn Card Services Reward points with every retail purchase. You can earn 1 point for every dollar spent and Card Services Reward points never expire on active accounts. Enjoy our great value Card Services Rewards† program with over 300 items on offer.
- Cashback - reduce your balance or pay your annual fee
- Shopping Vouchers - Myer, David Jones, Harvey Norman and many more.
- Electronics - inc. iPods, cameras, mobile phones
- Gifts - subscriptions, books and wine is just the start.
- Travel - Escape with Take Flight ± or earn points directly on your Qantas Frequent Flyer †
With the Credit Union MasterCard, offered by our global banking partner Citibank, there are plenty of choices.
Escape with Take Flight ±
Wherever you want to go, Take Flight± will get you there. Fly with 30 airlines to over 200 destinations, providing endless holiday options to treat you and your family. You can search, compare and book your flights and accommodation online 24 hours a day, seven days a week, or if you prefer you can call our dedicated travel centre weekdays between 8am and 8pm to gain access to new holiday packages and special offers.
MyCard Qantas Rewards †
Or you can choose to automatically convert your Gold MyCard points to Qantas Reward points. For an annual card fee of $118 all your points will be automatically transferred to your Qantas Frequent Flyer Account on your statement date each month.
Complimentary Purchase Cover insurance # up to $100,000 is available for Rewards MasterCard cardholders and provides Complimentary Purchase Cover insurance# on any new items that are lost, stolen or damaged within three months of purchase with the card. See Purchase Cover insurance Terms and Conditions for details.
Complimentary international travel insurance # You and your family can be covered for unexpected flight cancellations and delays, medical expenses, loss or damage to personal items, rental vehicle excess and much more.
Other highlights of the Credit Union MasterCard include:
- Balance Transfer flexibility - new card members can save on interest charges by transferring balances from other credit cards to your Credit Union MasterCard at a lower rate
- Claim your rewards and check your balance and transactions online.
- 24 hours a day, 7 days a week card assistance on 1300 135 538.
Final approval of your MasterCard® application will be subject to satisfyingCard Services Credit Criteria. Fees and charges apply. Terms and conditions apply and are available upon request.
This website may contain general advice which doesn’t take into account your individual objectives, financial situation or needs. You should consider the relevant financial product’s “Product Disclosure Statement” before making a decision about any financial product.
All rewards are subject to the Terms and Conditions of the Card Services Rewards Program. Reward points are not earned on cash advances, special promotions or balance transfers. Reward points never expire while the account remains open.
^ The promotional rate of 3.9% p.a. applies only to balances transferred with this offer for a period of six months from account approval. Transferred balances will be repaid first. Outstanding balances at the end of the promotional period will revert to the cash advance interest rate. Any retail purchase transactions made other than with this offer are at the standard Rewards credit card rate, currently 19.74% p.a. for retail purchases and 20.49%p.a. for cash advances which is variable, subject to change and Card Services credit criteria. Interest rate last updated 7 April 2011. Offer is not available to existing MasterCard Cardholders of this Credit Union or holders of Credit Cards issued by Citigroup. Balance transfers cannot be used to pay off any other product with this Credit Union. Card Services may check employment details/income with your employer or accountant named on your application. Upon approval of your Credit Card we will notify you of how to meet the identification procedure as required by law.
º The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month the 55 days interest-free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
§ Actual Credit Limit will be assigned based on Card Services’ credit criteria.
# Purchase Cover Insurance and International Travel Insurance are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at www.cardservicesdirect.com.au. An excess applies to Purchase Cover Insurance.
† Subject to the Terms and Conditions of the Card Services Qantas Rewards Program. Membership of Card Services Qantas Rewards does not entitle you to membership of the Qantas Frequent Flyer program. You must apply separately to Qantas for this. Once Qantas Frequent Flyer points have been credited to your Qantas Frequent Flyer account they cannot be reversed.
You must be a member of the Qantas Frequent Flyer program in order to earn or redeem Qantas Frequent Flyer points. Membership and points of the Qantas Frequent Flyer program are subject to the terms and conditions of that program. A joining fee applies.
± Take Flight is operated by Pinpoint Travel Group Pty Ltd. Licence No. 2TA002974.
MasterCard® is the registered trademark of MasterCard® International Incorporated.
© 2011 Card Services is a division of Citigroup Pty Limited ABN 88 004 325 080, AFSL 238098, ACL 238098, Australian Credit Licence 238098, which provides and administers credit.
