Unicredit’s professional lending service in Nedlands can customise your home or investment loan exactly for your needs.
You can borrow up to 95% with Lenders Mortgage Insurance and keep your repayments low with the option of interest only repayments for up to 5 years. You can even split the loan between fixed and variable and make redraws at no cost. 2
Most importantly, there is no deferred establishment fee to lock you in. It’s what you don’t see in your loan contract that will make the difference over the life of your loan. So make sure you finance your home loan with someone you trust.
There are no ongoing fees for a Unicredit home loan and we’ll even provide a Visa Access card which can be used to withdraw cash at any ATM in Australia with no Direct ATM fees and no maintenance fees. 1
and our rate is just . . . 6.35%pa 6.39 CR *
PLUS
- No Ongoing Fees
- No Fee or cap on loan redraws 2
- No ATM Fees on any ATM in Australia 1
Speak to a Lending Consultant –
- You can speak to a Lending Consultant Monday to Friday, 8.30am to 4.30pm by calling Unicredit on (08) 9389 1011 or email enquiries@unicredit.com.au.
- You can also make an appointment with a Lending Consultant to discuss your loan requirements anytime during office hours.
Family Equity Mortgage #
- Unicredit offers first home buyers a low cost way into the property market, with little or no deposit by using equity in the family home - which can even help avoid costly Lender’s Mortgage Insurance.
- Find out more
Apply today –
Unicredit’s Home Loans received a five star rating by Cannex in October 2008; Winner of Canstar’s WA Non-Bank Lender for First-Home Buyers 2009; finalist for cheapest flexible home loan in Australia in Money Magazine’s Best of the Best Awards for 2009.
1. Unicredit members with a home loan over $150,000 do not pay Direct ATM Fees. Overseas ATM withdrawal fees still apply.
2. Minimum loan redraw $1000.
Things you should know
All loan applications are subject to Unicredit's normal lending criteria. Fees and government charges apply, please refer to our Fees and Charges Schedule, by clicking on the link below or collecting from any Unicredit branch.
*Comparison rate is for a loan of $150,000 for a term of 25 years. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Comparison Rate Schedules are available from any Unicredit branch, or can be downloaded by clicking on the link below.
+Unicredit will lend up to 95% of the valuation of the property for owner occupier or investment property home loans (Loan to Valuation Ratio or LVR). Where the loan exceeds 80% of the property valuation, lender's mortgage insurance is required (LMI).
^Conditions apply. Repayment holidays are currently provided where a member is in advance on their minimum payments, to a maximum number of repayment periods that can be covered by the advance. Requests for repayment holidays must be made in writing to the Loans Manager.
#Conditions apply. Family equity mortgages should be discussed with a lending officer by calling Unicredit on 9389 1011.
~External fees such as government charges, settlement attendance and
valuation fees apply. Please refer to our Fees and Charges Schedule.
