Unicredit / Loans / Student Loans

Low (or no*) establishment fee and no ongoing fees

No early repayment penalty

Only a 10% deposit required

Unicredit can get you moving faster, with quick car loan approval. Loans for cars up to 5 years old can be secured against the car, with as little as 10% deposit. Cars older than 5 years can still receive a great loan rate if you've been a member for more than 2 years or are employed on a WA campus and are willing to have your pay directed into a Unicredit transaction account.

CAR LOAN	Interest Rate	Comparison Rate¹
Car up to 1 year old	9.90% pa	10.03% pa²
Car up to 5 years old	10.90% pa	11.03% pa²
Car older than 5 years (University Staff or Member)	10.95% pa	11.98% pa³
Car older than 5 years (Unsecured)	13.45% pa	14.50% pa³

Car Loan Features
Low establishment, no ongoing annual fees	Get started for ony $150, avoid annual or ongoing fees with a Unicredit car loan. Government fee may apply.
Easy to manage repayment schedule	Choose weekly, fortnightly or monthly repayments to match your pay cycle.
Range of repayment options	Choose automatic deductions from your Unicredit account or salary; or make your repayments at any Unicredit branch or Post Office.
Extra repayments with no early payout penalty	Make extra repayments on loans without penalty and reduce the interest payments and term of your loan.
Fast approval	A quick answer on your loan application so you can go shopping for your car without delay.
Loan terms range from six months to 5 years	Set a repayment schedule that you are comfortable with over six months to 5 years.
On campus branch convenience	Our conveniently located branches on your university campus make it easy to speak to a Unicredit representative about your loan enquiry or call into the Lending Centre in Nedlands at 80 Broadway.
Personalised and professional service	Call Unicredit and speak directly to a friendly Lending Consultant to discuss your personal financial needs.

:: Online loan calculator

Speak to a Lending Consultant

- You can speak to a Lending Consultant directly on (08) 9389 1011 or email enquiries@unicredit.com.au.

- Your campus branch will be able to assist you with most general enquiries.

Apply today -

Unicredit Motor Vehicle Loan

Things you should know

* Establishment fee waived for student loans, conditions apply. Comparsion rate as listed in item (1, 2 or 3) below applies.

All loan applications are subject to Unicredit’s normal lending criteria.Please refer to our Fees and Charges Schedule, available below and from Unicredit branches.

All loan applications are subject to Unicredit's normal lending criteria. Fees and government charges apply, please refer to our Fees and Charges Schedule, by clicking on the link below or collecting from any Unicredit branch.

1 WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Calculations are based on a monthly repayment frequency.

2. Comparison rate is for a loan of $30,000 for a term of 5 years.

3. Comparison rate is for a loan of $10,000 for a term of 3 years.

Comparison Rate Schedules are available from any Unicredit branch, or can be downloaded by clicking on the link below.

Personal Loan Comparison Rate Schedule

Loans

Unicredit Car Loans

Speak to a Lending Consultant

Apply today -

Things you should know