Safer Online Shopping with Verified by Visa

 

Verified by Visa is a service designed to protect you while shopping online with your Visa Access card.

Many online retailers have opted into the Verified by Visa program. When you shop at these websites with your Unicredit Visa Access card, Visa will evaluate the transaction risk and may choose to ask additional security questions,  to ensure the authenticity of the card holder.

For your convenience, Verified by Visa works automatically behind the scenes to measure the transaction risk, so in most instances you won’t be interrupted on your way to the ‘checkout’.   But where Visa considers that there is a risk that someone else may be using your card number, the website may ask you additional security questions.

When making an online payment at a secure Verified by Visa retailer, you may be asked for

• your member number (CU number),
• date of birth (D.O.B.),
• card number (the 16 digit number on the front of your card)
• or the exact name embossed on your card.

All Unicredit Visa Access card holders are automatically registered for the scheme.

These three questions are all you should ever disclose and only on secure websites.  Never disclose your card PIN or internet banking password to anyone at any time.  Unicredit, Visa or anyone associated with us, will never email you asking for your personal information, or send you a link to go to a website to disclose this information.  If you receive emails of this nature, then they are fraudulent.

For your online shopping security it is still vital that you only ever disclose your details and card number when shopping at sites you trust completely, and are within a secure purchase page (marked as https, rather than just http, in the address bar and with the padlock symbol on the right).