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Latest News
Ticket winners | 01 February, 2012 |
Our January edition gave readers the chance to win tickets to the Black Swan Theatre’s production of ‘Arcadia’.
Three members have won a double pass to see the production.
S Johnson of Fremantle
D Pass of Shelley
A Twyford of Rockingham
Commiserations to those of you who didn’t win, however you can book your own tickets through BOCS Ticketing at www.bocsticketing.com.au or by phoning (08) 9484 1133.
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Money Matters: How to Soar in 2012 | 05 January, 2012 |
The latest edition of Money Matters is now out, so be sure to have a read!
(Click to download)
January is a time of reflection on the year gone, and decisions about the year ahead. Inside you will find a summary of 2011, information on safe summer travel, a look at what Perth Art Galleries have to offer this year and much more.
Also be sure to enter our competitions! You could have a chance of winning a double pass to the theatre production of Arcadia by Tom Stoppard.
There really is something for everyone. Enjoy! |
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Home Loan Key Facts Sheets | 03 January, 2012 |
This Home Loan Key Facts Sheet allows you to input your desired loan amount and repayment period and be provided with an easy to read summary of the fees, repayment amounts and other 'key' loan information.
This new feature is designed to make choosing a loan, and comparing banks easier! It does this by showing any costs that the banks may be hiding from you and letting you see a TRUE comparison of loan products.
We highly recommend comparing loans to find what is best for you, but we are sure that you will see a Unicredit loan has an amazing rate (at 6.60%pa) whilst also including many other features such as no fees and flexible repayments.
You can find our Home Loan Key Facts Sheet under the "Loan Calculator" section on this website or by simply clicking here |
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Try the new "Mortgage Switching" calculator! | 15 December, 2011 |
Unhappy with your current bank? Use the new Mortgage Switching Calculator and see how much you could save by banking with Unicredit!
Simply enter the details of your existing mortgage (monthly fees, interest rate etc.) and use the details below about Unicredit to see if you could be paying off your mortage sooner than you think.
Unicredit Home Loan Details:
- Application Fee: $0 (we'll give you $1000 towards the costs of switching)
- Monthly Fees: $0
- Other switching costs: $0
- Interest Rate: 6.60% p.a.
CLICK HERE TO START THE CALCULATOR |
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OFFER EXTENDED: $1000 cash back on home loans! | 15 December, 2011 |
Unicredit is making it easy to leave your bank behind - with $1,000 cash-back for new mortgages1
*** Offer extended until March 2012 ***
With $1000 cash to help you pay any exit and new application fees, PLUS our great rate (6.60%pa CR*) you could be paying off your home loan sooner than you think, and saving thousands!
CLICK HERE to use the mortgage switching calculator and see how much better off you could be!
If you take this opportunity to move your mortgage, you will be joining 4.5 million Australians who choose to bank at a place which is not a bank at all... a place with all the products of a bank, but with a different attitude.
As a member-owned credit union, Unicredit is able to act in your best interests. Unicredit has been providing banking services to University staff, graduates and the broader WA community since the 1960s. The Nedlands Lending Centre provides quality personal service, both for owner/occupiers and investors. Our award winning range of home loans are not available through mortgage brokers - so we don't pay commissions.
Better flexibility & personal serviceYour Personal Lending Consultant, based at our Nedlands Lending Centre, will make the transfer of your mortgage simple and handle all the paperwork. There's no reason to delay.
Better standard variable rateAll Unicredit members pay the one simple standard variable rate (just 6.60% pa CR*) that allows extra payments and unlimited free redraws 2 . There are no tricky products, hidden conditions or penalty fees to stop you paying out your variable loan early.
Lower costs and $1,000 cash-back to move 1No Deferred Fees - No On-going Fees - No Lock-in Fees
On top of this, we'll provide up to $1,000 cash-back towards your refinance costs.
click here for more information
1. Unicredit will reimburse up to $1,000 of standard loan establishment costs and exit costs from previous financer, for all new property secured loan applications, made between 17/11/2010 and 31/3/2012. Offer subject to change and not valid with other offers. 2 Minimum loan redraw $1000. *Comparison rate is for a loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees, charges, conditions & normal lending criteria apply. Please refer to our Fees Schedule, available from any Unicredit branch. The University Credit Society Ltd. AFSL/ACL 244168. |
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Unicredit passes on full interest rate cut to home loan members | 09 December, 2011 |
Unicredit’s new standard variable home loan rate has been reduced by 25 basis points from 6.85% to just 6.60%.
With the big four banks sitting at an average of just under 7.30%, this gives Unicredit members an amazing 0.70% buffer over these supposed competitors.
The rate cut took place for new and existing members as of 14 December.
This reduction brings a timely reminder of the benefits of banking with Unicredit.
“Our members are our focus.” said CEO, Michael Blackburn. “Giving our members the full benefit of a rate cut is a pleasure for us, because helping our members is our reason for existence. When you consider our members actually own Unicredit themselves, it is not hard to see why the benefits of lower rates flow directly to our members."
“Banks are widely quoted regarding their concerns of having to access funds overseas, which is an expensive exercise for them. That should sound out as a large warning bell to all bank customers. Unicredit have no such pressures, allowing us to access funds within Australia and ultimately give our members some of the most competitive interest rates and products available.”
Notes:
• Unicredit is a credit union, formed in 1964
• Credit Union’s are owned by their members and independent surveys show they consistently deliver higher levels of customer service and satisfaction than banks.
• Unicredit has no restrictions on who can open accounts and bank with us.
• Members have access to online and phone banking as well as the NAB and Redi ATM network, the second largest in Australia.
Media enquiries may be directed to Jamie Mairata on (08) 9389 0333.
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Mutual Banking: Better for YOU! | 01 December, 2011 |
Quarterly statistics released by APRA once again show the value of the customer-owned banking sector with mutual banks growing faster than the Big Four. This proves that Australian consumers are continuing to see the value of a customer-owned banking model, like the one we use here at Unicredit!
Because we are owned by our customers, it means we can focus on giving them great value products and services at a highly competitive rate.
Whilst the bigger banks are focused on justifying enormous bonuses and spin doctoring billion dollar quarterly profits to please shareholders, mutual banks are listening to their customers and ensuring that they provide outstanding customer service everyday.
Come and join the Mutual Bank revolution here at Unicredit!
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Exercise caution when shopping online | 01 December, 2011 |
Christmas shopping online is a great convenience - it's easy and saves you time and effort. But it's important to remember to take steps to ensure you are protecting your personal information, and not allowing yourself to be vulnerable to fraud or online criminals.
Here are some quick tips to ensure your Christmas is one to remember for all the right reasons:
• Only pay via a secure web page (one that has a valid digital certificate) - look for the "https" at the beginning of the address bar and a locked padlock in the browser;
• Use a secure payment method such as PayPal or your debit/credit card (avoid money transfers and direct debit, as these can be open to abuse);
• Make sure you have up-to-date security software installed;
• Never send your account or credit card details by email - only via a secure web page;
• Always print and keep a copy of the transaction, and;
• Check your account statements carefully – if you think a transaction is fraudulent, call Unicredit immediately on (08) 9389 1011
Happy shopping!
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WIN: $1000 cash for the Summer! | 01 December, 2011 |
Simply use your Visa card for all your shopping needs this summer and you could win $1,000!!
Whether you’re paying over the counter, over the phone, online or overseas, every purchase you make with your Visa card will automatically enter you in the draw to win $1,000.
There are 5 prizes to the value of $1,000 each to be WON! The more you purchase the more chances you have of winning and remember to press “Credit” every time you shop using your Visa card.
Unicredit Visa Access
Don't have a Unicredit Visa Card yet?
With our Visa Access account there is no application fee and no annual fee
Visa Access is a transaction account which works both as an EFTPOS / ATM card and on the Visa network - this provides the additional flexibility of internet, phone and Visa merchant purchases, all from the one card and one account.
Enjoy access to your money virtually anywhere in the world with Unicredit’s innovative, award winning account - Visa Access.
Click here for more information on opening a Visa Access Account with Unicredit!
More convenience, extra security
Your Visa card is a safe, secure and convenient way to make purchases. Visa is accepted at over 30 million locations in 150 countries (including ATMs).
Only Visa provides additional purchase protection and security benefits such as Visa’s Zero Liability policy which protects cardholders from unauthorised transactions.
Go shopping today with Visa.
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The Best Everyday Account in Australia | 28 November, 2011 |
Unicredit’s On-Call Savings and Visa Access accounts have been awarded the “Best Everyday Transaction Accounts with Branch Access” in Money Magazine’s Best of the Best Awards.
This major award follows the rapid expansion of our national free ATM network, rediATM, which now provides members with the second largest free ATM network in the country. We did this without introducing transaction fees or putting a cap on transactions.
As we start a new year, we can announce more improvements, with many of the old StateWest ATM’s returning to our free network (along with some Home Building Society ATMs), as Bank of Queensland has agreed to share access with our rediATM network.
Keep an eye out for the rediATM logo on Bank of Queensland machines to see which ones are joining your free network.
:: www.rediATM.com.au
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Annual Financial Report 2011 | 21 November, 2011 |
We are pleased to present the 47th Annual Financial Report for the University Credit Society 2010/11
The University Credit Society has recorded yet another year of solid financial results, with
many positive achievements.
To view the Annual Financial Report CLICK HERE
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