11 March, 2010

05 March, 2010

Win a trip to the 2010 FIFA World Cup with Visa Debit

Spend over $20 on your Visa Debit card before 25th April 2010 to automatically go into the draw for a trip to the 2010 FIFA World Cup™ in South Africa thanks to Visa. The more you use your Visa Debit card, the greater the chance to be part of the 2010 FIFA World Cup™.

:: click here for terms and conditions

Don’t have Visa Access card yet ?
Enjoy access to your Unicredit funds virtually anywhere in the world. Your Visa Debit gives you the freedom to make safe, secure purchases over the phone, online and when you travel overseas.

The Unicredit Visa Access account can also replace your On-Call Savings account for local ATM and EFTPOS purchases - or you can manage your funds between the two transaction accounts.

An Visa Overdraft can be included - so extra funds are available when needed, without the annual card fee charged by credit cards*

Unicredit Visa Access - No Application or Ongoing Fees - No fees for overdrafts

:: click here for full information on Unicredit Visa Access

Upgrade from Redi
Upgrading to your new Visa Debit card is easy. Simply complete an online application, and let your new Unicredit Visa Access card widen your world.

:: Current Members Can Apply Here

New members should call into a Unicredit branch with their ID, and apply for membership, accounts and cards in one go.


*All loan applications are subject to Unicredit’s normal lending criteria. Fees and government charges apply, please refer to our Fees and Charges Schedule, by clicking on the link on the right or collecting from any Unicredit branch. All applicants must be over 18 years of age. Starts 5/2/10 and ends 5:30pm AEST 25/4/10. See www.unicredit.com.au for full Terms and Conditions. The Visa Debit card is issued by The University Credit Society Ltd (AFSL/ACL: 244168). Any advice provided herein is of a general nature only. You should carefully read the Information - Terms & Conditions to decide if a product or service is right for you based on consideration of your objectives, financial situation and needs. The Terms and Conditions can be obtained at any Unicredit branch or by contacting Unicredit on (08) 9389 1011.

17 December, 2009

By notifying Unicredit before you travel you'll help us to prevent card fraud and look after your accounts.

Before you depart we recommend you check this list…

As part of your pre-journey plans always let us know where and how long you are away
Like all card issuers we monitor overseas card transactions as part of our fraud prevention programs. Overseas transactions are both a higher risk transaction for us and a possible indicator of card fraud. If someone uses your card in Morocco and we know you’re in New York that day, then we know we could have a problem. You will be assisting Unicredit by providing details, including which countries you intend to visit.

Make sure you replace your Visa Access Card with a new chip card
Unicredit Visa Access cards now have an embedded chip which prevents counterfeiting. Many countries no-longer use the card magnetic strip, so make sure you request a free replacement card and memorise your new PIN, at least two weeks before you leave.

Always have several methods of accessing cash and paying your bills
Cards can get lost, compromised, stolen or swallowed by ATMs, and if you’re caught out, you'll need to deal with weekends and public holidays, in addition to time-zone difficulties. A Redicard can be an easy backup to access cash, or a Travelex Debit or Travelex Cash Card can keep your main accounts completely safe.

Protect your PIN and magnetic card strip from skimming
Whether here or overseas, cover the ATM keypad with your other hand when you enter your PIN, and don't proceed if someone is observing. Try not to let your Visa Access card out of your sight when purchasing and make sure you trust the retailer. If you're unsure, its better to use another payment method.

Keep important details safe
Keep a record of your card numbers and the phone number for reporting lost or stolen cards (we’ve listed these below). Keep these with copies of passports and tickets in a safe place (not handbag or wallet)

Help us to get in contact if necessary
Provide us with an email address that you'll be checking whilst travelling or (roaming mobile) so we can contact you. If that’s not possible, a local contact who can confirm your itinerary is also useful. If you are going to be overseas for a prolonged time, please let us know and ensure you provide us with a contact address and telephone number

24 Hour Lost and Stolen Cards
in Australia: 1800 224 004
from overseas : 61 2 9959 7480

Unicredit Head Office : 61 8 9389 1011 (in office hours)

Pre-paid Travel Cards Pre-paid travel cards are the ideal backup to your main credit card. They can be instantly issued over the counter (with a PIN) at Unicredit and loaded within two working days. You can use a Travelex Cash Passport to withdraw cash from ATMs or, if you choose the Cash Passport Debit Card, to spend money in shops, restaurants and hotels while you're away, exactly as you would use a credit card at home. You can use the Cash Passport card to access foreign cash at over a million Visa ATMs. The Cash Debit card also provides access to over 24 million Visa merchants and online retailers, as well as ATM cash. Online access is available via Travelex to check your transaction history and balance, locate Visa ATMs, and change your PIN and contact details. Reload : You also have the convenience of reloading your card via BPAY ® from anywhere in the world, within two working days, simply by logging onto Uniteller and selecting to “pay a bill”, straight to your Travelex account. Refer to the “Travel Cards & Currency” page for further information

25 September, 2009

25 September, 2009

With the increased prevalence and sophistication of phishing strategies, its more important than ever to keep your passwords and personal details secret.

Phishing is simply a strategy designed to trick you into revealing your internet password or credit card details. It can be via phone call, sms, email, website or even in person.

At its most simple it can be a phone call from someone claiming to be from Unicredit (they may have stolen your statement out of your mailbox or bin). They often attempt to panic you by telling you that your account or card security has been breached, but they are very happy to resolve the issue (or re-activate your card) if you can confirm your identity with your card number, PIN or internet password.

A new computer virus has a more technological way to achieve the same aim. This virus is programmed to recognise when you are in a secure internet banking session - and then causes your web browser to open a new window. That web page may say something like “please enter your password and account details to continue the banking session”.

However, the most common form is still via email. If you receive an email claiming to be from Unicredit, do not click on any web links and do not reply with any personal details. The links will either be a virus or a link to a fake webpage where you’ll be asked to enter your password.

Unicredit will never ask for your card number, PIN or internet password
We have no reason to ask for any of these. If someone calls you and claims to be from Unicredit or an associated organisation and asks for your card number, internet password or PIN - hang up and ring us back on 9389 1011.

Only enter your internet password on the secure page with the floating keypad
The only time you should ever use your internet password is after clicking through from the Unicredit website via www.unicredit.com.au. Ignore everything else. You’ll never need to say your internet password out loud or type it into an email or a webpage - and we’ll never ask for it in any way, under any circumstances. If there’s a problem we will just re-set your password.

Never use internet banking unless you know the computer has up-to-date virus protection
The new viruses can’t work if they can’t get into your computer in the first place.

Decrease your internet limits and report to Unicredit any suspect transfers
If you report suspect transaction quickly we may be able to stop them, so use email and sms transfer alerts. Your branch can lower your daily transfer limits for you.

17 September, 2009

Financial planning advice is about helping you achieve your goals. This is where a financial planner can help.

Register for a Free Information Session on Campus
Unicredit is holding free information sessions at UWA, Murdoch and Curtin to help you make the most of your financial situation.

John Motteram and Todd Campbell are Authorised Representatives with Bridges and can help you develop a strategy that works for you. Simply call into your campus Unicredit branch and nominate which session you’d like to attend or click on the email links below. All University Staff and associates are welcome to attend these free sessions.

Planning for Retirement – free seminar
Whether you have a contribution or a defined benefit fund, come and find out what your options are when you retire, as well as some strategies to help you make the most of your income in retirement.
:: Click here to register your interest for this seminar - email through your name and contact number

Building Your Wealth– free seminar
Want to build your wealth? Find out more about the investment options that are available to you, the meaning of diversification and risk, as well as the tax implications of investing.
:: Click here to register your interest for this seminar - email through your name and contact number

Learn More About Your Superannuation – free seminar
Your super is your investment in your future. Isn’t it worth understanding how it’s invested? Find out more about the features and benefits of Unisuper as well as some strategies to help you make the most of your investment.
:: Click here to register your interest for this seminar - email through your name and contact number

For more information contact your campus branch or phone 9389 1011.


Bridges ASX Participant AFSL No 240837 (Part of Australian Wealth Management) In referring members to Bridges, your financial institution does not accept responsibility for any acts, omissions or advice of Bridges and its authorised representatives.