Established for over forty years, Unicredit was born out of the
Chemistry Department at the University of Western Australia. Officially
commencing operation in 1964 as ‘The University Staff Credit
Union Society Limited’, many early members were the technical
and administrative staff of the Chemistry Department.
The original rules restricted membership to permanent members of
the staff at the University of Western Australia. Today, of course,
we have an open membership, but an overwhelming majority of members
still have some connection with the major Western Australian universities.
We remain an independent, traditional credit union based on the philosophy
of mutuality and continue to provide a strong, secure and stable financial
environment for members.
Service is our strength
At Unicredit, our overriding aim is to provide each of our members
with a level of personalised service that other institutions would
find very difficult to match.
And whilst we have successfully integrated today’s technology,
we are proud to retain the traditional cooperative values upon
which credit unions were established.
We thus endeavour to keep fees and charges as low as possible, whilst
providing deposits and loan products that are fair, competitive and
relevant to the needs of all our valued members. All Unicredit profits
are, of course, reinvested back into the Society.
Products and services
Unicredit offers a full range of financial products and services,
including savings, investment and loan accounts – from personal
loans for any worthwhile purpose, including cars, computers, holidays
or renovations, in addition to residential or investment home loans.
We also offer insurance, travel, international currency and financial
planning services.
And you can access your Unicredit accounts from virtually anywhere
in the world with 24 hour access to our Uniteller online banking, telephone
banking, EFT and ATM networks, plus additional access through the Bank@Post
network at Australia Post outlets.
Mission Statement
The University Credit Society is an independent financial provider committed to assisting our members with their ever-changing financial needs by proactively providing equitable and quality financial products and services. This is achieved through the prudential management of the assets of the Society, the use of advanced technology and the provision of high quality personalised service.
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Mutual Banking Code of Practice
Credit unions are committed to acting with members' interests at heart. As part of our ongoing commitment we meet high regulatory and self-regulatory standards and provide members with ways to raise concerns or complaints, should they arise.
The Code outlines our 10 key promises to you and ensures that all credit unions and mutual building societies will be fair and ethical when dealing with you.
You can download a copy of the Mutual Banking Code of Practice here. (1.2mb pdf) |
Things you should know
Terms and Conditions apply. This information does not take into account your personal needs or financial circumstances and you should consider if it is appropriate for you. To decide if a product is right for you, Unicredit recommends you read our Information, Terms and Conditions brochure in conjunction with the Fees and Charges brochure and current interest rate information, which is available from this website and from the branches.
